Homebuyer’s dreams to come true! If you have never used this program I urge you to give it a try. I recently helped a single mother with one child get into a home with this program. The program is designed to help low income families finally make a move to purchase their own home. My client is a working mom and has been in her job for eight years and could never afford to purchase until now. The city provides a second for the down payment and the first is through a local lender that has been approved through the city..I personally used Ginny Richards with Mission Hills Mortgage..excellent job! The house has to qualify for the purchase so it’s my recommendation that you don’t even look at fixer uppers, they just have to many problems to try to get passed. If you have a willing seller/ buyer then I recommend checking this program out. It’s a lot of work but well worth the effort of seeing that someone deserving of a new home.