VA Home Loans are mortgages guaranteed by the US Department of Veterans Affairs and are available for all qualified Veterans, active duty personnel, certain reservist, National Guard members and surviving spouses of those missing in action or who have died in active duty. The Veterans Administration stands behind the loan with the lender. This guaranty reduces the risk for the lender, and as a result, allows the lender to reduce the overall cost of the loan in terms of rates, fees and closing costs. Lower costs translate into lower payments which makes it easier for home buyers to qualify and/or buy homes with higher loan amounts.
If you would like for information on homes that qualify, please give me a call at 707-467-3637