Lights On, Lights Off

Cartoon incandescent light bulb which matches ...
Cartoon incandescent light bulb which matches the Gartoons icon set. (Photo credit: Wikipedia)

Most practitioners say automated lighting is a major selling point for smart-home buyers. Being able to turn lights on and off from a smartphone is a particular draw for clients who travel away from home for long periods. For example, clients, who travel internationally, can turn their lights on from anywhere in the world to make the home appear occupied while they are gone.

Spanish Colonial With Old World Design

2014-07-31 16.24.38This property is absolutely beautiful!

2800 sq. feet, three bedrooms, 2.5 baths,wood windows, copper gutters, salitillo floors & decking, 21,000 gallon koi pond & waterfall, cherry stained oak & custom handmade railings, master bedroom downstairs with large bathroom & walk-in closet, marble countertops, livingroom with gas fireplace with direct access to formal dining & kitchen, kitchen has tons of storage  with ceramic countertops & salitillo tiles, familyroom with French doors mud room and laundry off of double car garage, all walls are plaster smooth finish, solid core doors…new concrete patio & private yard. $649,0002014-07-31 16.44.42

Home Shows Pride of Ownership

100_2178 100_2202Westside Location in Ukiah, nicely tucked into lot for privacy, home shows pride of ownership throughout, custom cabinets in kitchen with granite counters, Three bedrooms with bonus room for office, travertine floors, dual heating zones, familyroom upstairs, large master bedroom & walk in closet, room for RV, oversize garage, dog run..a must see.

Remote Access to Security Cameras

We all have clients who travel a lot. For that reason, they want to be able to monitor their homes from long distances, even internationally.

Owners would be able to search the Internet on big-screen TVs as well as close and lock doors with the touch of a button. But the biggest point is the controlled security access from anywhere in the world. The home’s security cameras could be viewed via a mobile device. The house is essentially accessible any day, any time.

Smart Homes

Soon it will be possible to send a text to your refrigerator asking if you’re running low on milk. The fridge will text you back based on what the appliance’s built- in camera reveals. Already, you can pull up the weather forecast on your stovetop and light your fireplace with a simple voice command.

These are just a few of the technological advances that can be found now (or likely will soon show up) in smart homes, which enable Internet-connected home appliances and systems to be more complementary with 21st-century lifestyles.

Reverse Mortgages


Did you know?

You can purchase a home using a reverse mortgage.

The Home Equity Conversion Program (HECM) for purchase is an innovation that helps seniors use the equity from the sale of their previous house to fund the purchase of their next home.

The HECM for Purchase is a Federal Housing Administration (FHA) insured home loan that allows seniors to use the equity from the sale of a previous residence to buy their next primary home in one transaction.  Regardless of how long they live in the home or what happens to their home’s value, they only make one, initial investment (down payment) towards the purchase.

Reverse Mortgage
Reverse Mortgage (Photo credit: aag_photos)

FNMA is changing the wait periods for Short Sales & Pre-Foreclosure Sales



Lost Creek in Dallas, GA

On new Applications submitted on or after August 16, 2014, FNMA’s new wait period for a Short Sale or Pre-Foreclosure sale is being updated to a four-year waiting period; though a two-year waiting period will be permitted if the event was due to extenuating circumstance (must be a major extenuating circumstance like death or a wage earner) and the loan complies with all other requirements.

Job Growth

Leadenhall Building / May 2014 II


Higher mortgage rates will be “a headwind” for home buyers.

“Job growth continues to be strong in California and that means people feel more comfortable buying a home and mortgage credit has been very, very tight for the average person.

Job growth hasn’t been evenly distributed throughout the state, however. That means employment’s cushioning effect against the Fed taper will be felt differently in different housing markets.

Job growth has been especially strong in the technology sector, which benefits Northern California and certain pockets of Southern California.

As a result, the taper might be felt more intensely in those areas because they don’t have much job growth to offset its effects.

Konocti Harbor Resort is a no go (part 2)

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James Bishop, principal at WhiteStar Advisors and asset manager for the resort’s current owner, acknowledged the outstanding support and encouragement that LakeCounty officials gave to the buyer’s proposed redevelopment strategy. That plan included extensively renovating every building on the property, adding new hotel rooms and for-sale condominiums, improving and expanding the marina and re-establishing the outdoor concert program. All of these proposals were approved by a unanimous vote of the Lake County Planning Commission this past December. The buyers had also planned to Affiliate the resort with an international hospitality brand in order to gain access to world-wide reservations system.


Mr. Bishop stated that the property will continue to be marketed for sale and the Sedgwick’s group would be welcome to restart negotiations should financing alternatives become more available.