2014 Ukiah Country PumpkinFest

The 2014 PumpkinFest event will take place Saturday, October 18th from 10 am to 6 pm and Sunday, October 19th from 10 am to 4 pm.
As the largest street fair in Mendocino County, there will be something for everyone to enjoy including a children’s carnival, mini-dog races & live music!
We look forward to seeing you at the 21st annual PumpkinFest!

The October 18, 2008 Auburn Community Festival...

Before an Earthquake

  • Build an emergency kit and make a family communications plan
  • Secure items in your home that could fall during a quake, especially heavy objects and overhead light fixtures
  • Make sure water heaters, refrigerators, furnaces and gas appliances are strapped to the wall studs or bolted to the floor
  • Repair any deep cracks in ceiling or foundations, and be sure your residence is firmly anchored to its foundation
  • Identify safe spots to take cover in each room, such as under a sturdy table or against an inside wall
  • Hold earthquake drills with your family to practice “drop, cover, and hold on”

    Waterheater
    Waterheater (Photo credit: Wikipedia)

Smart Homes

Soon it will be possible to send a text to your refrigerator asking if you’re running low on milk. The fridge will text you back based on what the appliance’s built- in camera reveals. Already, you can pull up the weather forecast on your stovetop and light your fireplace with a simple voice command.

These are just a few of the technological advances that can be found now (or likely will soon show up) in smart homes, which enable Internet-connected home appliances and systems to be more complementary with 21st-century lifestyles.

Reverse Mortgages

 

Did you know?

You can purchase a home using a reverse mortgage.

The Home Equity Conversion Program (HECM) for purchase is an innovation that helps seniors use the equity from the sale of their previous house to fund the purchase of their next home.

The HECM for Purchase is a Federal Housing Administration (FHA) insured home loan that allows seniors to use the equity from the sale of a previous residence to buy their next primary home in one transaction.  Regardless of how long they live in the home or what happens to their home’s value, they only make one, initial investment (down payment) towards the purchase.

Reverse Mortgage
Reverse Mortgage (Photo credit: aag_photos)

Outdoor Water Conservation Tips

English: Impact Sprinkler Mechanism Français :...

 

  • Water only in the late evening or early morning hours to reduce evaporation and interference from wind
  • Adjust sprinklers to prevent overspray and runoff
  • Repair leaks and broken sprinkler heads
  • Add 2”-3” of mulch around trees and plants to reduce evaporation
  • Upgrade to a “smart irrigation controller” that automatically adjusts watering times for hotter weather, and shuts down the system when it rains
  • Install water-efficient drip irrigation systems for tress, shrubs, and flowers to get water to the plant’s roots more efficiently
  • Replace a portion of lawn with beautiful native and California friendly plants
  • Use a broom instead of a hose to clean driveways and sidewalks
  • Get a self-closing nozzle for your hose
  • Install covers on pools and spas to reduce evaporation

Job Growth

Leadenhall Building / May 2014 II

 

Higher mortgage rates will be “a headwind” for home buyers.

“Job growth continues to be strong in California and that means people feel more comfortable buying a home and mortgage credit has been very, very tight for the average person.

Job growth hasn’t been evenly distributed throughout the state, however. That means employment’s cushioning effect against the Fed taper will be felt differently in different housing markets.

Job growth has been especially strong in the technology sector, which benefits Northern California and certain pockets of Southern California.

As a result, the taper might be felt more intensely in those areas because they don’t have much job growth to offset its effects.